Insurance
Last week or so the insurance company charged my bank account for the insurance I have with them. A few days later, they send me a € 50 bill for some medicine. This made me realize yet another time how stupid the whole concept ‘insurance’ is.
Basically you have to pay a company a lot of money each month, just in the hope that they will return your own damn money to you when you need it. And in most cases, they won’t return shit because of the own risk in your insurance policy, or because they are simply too lazy to make a bank transfer.
That does officialy make the insurance business one of the easiest ways of making money known to man. You just charge people for nothing it all (because they were stupid enough to sign a contract allowing you to do so) and if someone is begging you to get his own money back because he needed surgery, you could pretty much just as well roll a dice and give him the money if it lands on 6.
It would in most cases probably be cheaper to just save up like half the money you pay for your insurance every month, and use that if you need health care. Or get your car fixed. Or pay your funeral. Or whatever else people get insurance for nowadays. The whole problem is that the government (or at least mine) thinks it is a good idea to require people to have insurance on certain things.
However, no matter what people say, the simple fact that - at least most - insurance companies make (lots of) profit is definately proof that in the end, we are paying others just so that we can kindly ask them to give our own money back. Which is a fucking stupid thing.
Comments
Leave a Reply